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United States Map - Included States
Available in 43 states

All states are eligible with the exception of: WA, WY, ND, OH, WV, AK, HI

STATE EXCEPTIONS

Florida (FL)
Start-up ventures are not eligible
Contractors -100,000 minimum payroll
California (CA)
Contractors are not eligible
Mfg-$25,000 minimum premium

ELIGIBILITY / UNDERWRITING GUIDELINES 

  • Minimum Premium $2,500 unmodified
  • Experience Mods of up to 1.30
  • 350+ Eligible Classifications
  • Start-up ventures accepted

EXCLUDED OPERATIONS

  • Aviation

  • Bars/Taverns with live entertainment

  • Coal Mining Operations

  • Chemical Manufacturing/Blending

  • Employee Leasing

  • Home Health Care

  • Marina

  • Oil/Gas Operations

  • Railroad Construction/Operations

  • Transportation: Short-Haul/Long-Haul Trucking

  • Temporary Employment Agencies


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